A projection of money coming into and going out of your business in a future period.
A cash flow forecast is a calendar of money. It shows every payment you expect to receive and every bill you expect to pay, week by week or month by month. It tells you whether you'll have enough cash to pay your suppliers and staff — before you find out the hard way.
Net Cash Flow = Total Cash Inflows − Total Cash OutflowsMost small businesses that fail do so not because they're unprofitable, but because they run out of cash at the wrong moment. A forecast lets you see a cash crunch 2-3 months before it happens — giving you time to arrange a credit line, delay a purchase, or push for faster payment from customers.
Upload your sales and expense data. Ask "Show me a cash flow forecast for the next 3 months." AskBiz uses your historical patterns to project inflows and outflows, flags months where cash may be tight, and suggests specific actions to prevent a shortfall.
Export a CSV or Excel file from your POS, accounting software, or spreadsheet and upload it to AskBiz.
Type your question in plain English. Try: "What is my cash flow forecast?" or "How to Forecast Cash Flow for Small Business"
AskBiz returns the calculation with a chart, KPI breakdown, and specific recommendations — in seconds.
A distributor uploads 12 months of data. AskBiz identifies their cash dips every March and September due to seasonal supplier payments. It forecasts a £14,000 shortfall in March and recommends either pulling forward February collections or arranging a short-term credit facility.
Upload your CSV or Excel file and ask "How to Forecast Cash Flow for Small Business" — get the answer with a chart and recommendations in under 60 seconds.
Upload your data — free →No card required · 10 free questions · Results in seconds
A 13-week (quarterly) rolling forecast is standard for most small businesses. It's far enough ahead to take action on problems, but short enough to be accurate. AskBiz can generate forecasts from 1 month to 12 months.
Historical sales data, a list of recurring expenses (rent, salaries, subscriptions), and any known upcoming large payments or receipts. Upload a CSV of your transactions and AskBiz builds the forecast automatically.